SPAR Mastercard Customer Centre | Cembra Money Bank AG

You do not pay any annual fee for your Spar Mastercard. This applies not only in the first year, but also in subsequent years. It applies to both the main card and any additional cards.

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Issuer of the Spar Mastercard: who is it? expand_more

The Spar Mastercard is issued by Cembra. Cembra is a leading Swiss provider of financing solutions and services.

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New credit card: how can I order additional cards? expand_more

Visit cembra.ch/cards to view our full credit card portfolio, featuring a wide range of attractive products.

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My Design expand_more

You can personalize your credit card by uploading your preferred image during the application process. Alternatively, you can order your customized card later – the one-time fee is CHF 30.– per card.

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Benefits

Spar points: where can I earn them? expand_more

Millions of online shops and stores, hotels and restaurants, airlines and car rental companies around the world accept Mastercard as a cashless payment method. Important: you earn valuable Spar points whether or not you are a Spar Friend member:

Spending at SPAR: CHF 1.– = 1 point
Spending outside SPAR: CHF 2.– = 1 point

Once you reach 500 Spar points, you receive a CHF 5. – voucher, redeemable at SPAR. Spar vouchers are non-personal, valid for six months and sent quarterly with your credit card statement.

Free insurance benefits for your Spar Mastercard

All information about the included insurance benefits can be found in the picture_as_pdf General Insurance Conditions .

Costs: do the insurances cost extra? expand_more

The insurances are included with the Spar Mastercard and are free of charge.

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Claim: what happens after reporting a claim? expand_more

The insurer records your personal data, determines the type of claim and organizes the appropriate assistance or payment (for covered claims). It then checks whether you hold a valid SPAR Mastercard World.

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Claim: who decides whether a benefit is granted? expand_more

The insurer makes the decision. Cembra cannot provide information, advice or assessments regarding claims.

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Insurance benefits on other credit cards: is that possible? expand_more

No, that is not possible.

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