You do not pay any annual fee for your LIPO Mastercard. This applies not only in the first year, but also in subsequent years. It applies to both the main card and any additional cards.

The LIPO Mastercard is issued by Cembra. Cembra is a leading Swiss provider of financing solutions and services.

Visit cembra.ch/cards to view our full credit card portfolio, featuring a wide range of attractive products.

You can personalize your credit card by uploading your preferred image during the application process. Alternatively, you can order your customized card later – the one-time fee is CHF 30.– per card.

Millions of online shops and stores, hotels and restaurants, airlines and car rental companies around the world accept Mastercard as a cashless payment method.

Spending: CHF 1.– = 1 LIPO point

Once you reach 500 LIPO points, you receive a voucher worth CHF 5.–. The voucher is non-personal, valid for 6 months and sent quarterly with your credit card statement.

After applying for the LIPO Mastercard at LIPO, you receive an instant 10% discount on your purchase. This discount is granted in addition to all other promotions and deducted directly from the purchase amount.

When your credit card is delivered, you receive a welcome discount on your next purchase at LIPO in the form of a 10% discount voucher. The discount is deducted directly from the purchase amount when you present the voucher.

Occasionally, you can shop interest-free for 3 or 6 months for purchases above a certain amount at a LIPO store or on lipo.ch. During this period, 0% interest applies and only the monthly minimum payment is required.