Frequently asked questions about IKEA Family Credit Card

You do not pay any annual fee for your IKEA Family Credit Card. This applies not only in the first year, but also in subsequent years. It applies to both the main card and any additional cards.

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Issuer of the IKEA Family Credit Card: who is it? expand_more

The IKEA Family Credit Card is issued by Cembra. Cembra is a leading Swiss provider of financing solutions and services.

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New credit card: how can I order additional cards? expand_more

Visit cembra.ch/cards to view our full credit card portfolio, featuring a wide range of attractive products.

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My Design expand_more

You can personalize your credit card by uploading your preferred image during the application process. Alternatively, you can order your customized card later – the one-time fee is CHF 30.– per card.

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Benefits: Collecting IKEA points

IKEA Family points: where can I earn them? expand_more

Millions of online shops and stores, hotels and restaurants, airlines and car rental companies around the world accept Mastercard as a cashless payment method.

Spending at IKEA: CHF 1.– = 2 points
Spending outside IKEA: CHF 1.– = 1 point

For every 500 IKEA points, you receive an IKEA gift card worth CHF 5.–. Your IKEA gift card is issued quarterly.

Collected points are non-personal and valid for three months. They can also be used for special campaigns, exclusive offers and promotions. Your points do not expire and can be redeemed at any time.