The most important facts – point by point

Conditions

  • The agreed term of your Cash Credit Plus amounts to a minimum of 36 months and a maximum of 96 months. It consists of a flexible period of 24 months and a fixed period varying between 12 and 72 months.

  • The repayment is tailored to your monthly budget and remains unchanged during the entire credit period of your Cash Credit Plus.

  • The credit limit amounts to a minimum of CHF 5,000.

  • The account is activated after a legal fourteen-day cooling off period has expired.

Good to know

  • We would like to point out that your interests are tax deductible in many places (enquire at your local tax office).

  • In the event of death, your remaining debt of up to CHF 60,000 is insured.

  • We recommend you take out the optional Payment Protection Insurance.

Approval of a loan is forbidden by law if it would lead to over-indebtedness on the part of the customer (legal stipulation as required by Art. 3, Federal Unfair Competition Act).

How can I get my Cash Credit: Cash Credit Plus application process.