Your goals, your loan.Now from 7.95%
Your journey, your bank.Whatever goals you haveset, we support you.
Savings productswith up to 2.0% interest
Cembra is a leading Swiss provider of innovative financing and payment solutions – offering a wide range of products including loans, leasing, credit cards and savings products.
Annual Report 2023
Visit our Online Report
Caution: Fraudulent e-mails
Currently fraudulent E-Mail messages – also known as "Phishing" - are being circulated. Beware of E-Mail inviting you to reveal your confidential data.
VAT increase
As of 1.1.2024, the VAT will be increased to 8.1%.
FAQs QR-Bill
Answers to the most common questions relating to using the new QR-Bill are available here.
FAQ Cembra App
Answers to the most common questions relating to using our Cembra App are available here.
FAQs eService
Answers to the most common questions relating to using our eService are available here.
Credit cards
Learn more about our various credit cards and services.
Saving
Clever alternatives to your savings account with guaranteed fixed interest rates.
Leasing
Lease a car with us and remain financially flexible.
Insurance
Learn more about the insurance possibilities for our product range.
Loan with a cash reserve
This loan gives you flexible access to cash in a bank account for a two-year period.
Flexible loan financing
You can obtain a cash loan with flexible financing.
Finance your education
If you don't have any support from the state or private sources, obtain a loan to finance your education.
Finance a used car
This is the loan for buying a used car. Enjoy the advantages of leasing and a loan in one product.